Updated: April 23rd 2024
Welcome to Topkredit.lv; the website address is http://topkredit.lv/en. We respect your privacy and are committed to protecting your personal information. This privacy policy explains how we collect, use, and safeguard your data following European Union and US regulations.
What personal data do we collect, and why
a) Personal information
Comments
When visitors leave comments on the site, we collect the data shown in the comments form and the visitor’s IP address and browser user agent string to help with spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors can download and extract any location data from images on the website.
Contact forms
When you fill out a contact form on our website, we collect the following information: Name and Email Address. We use this information to answer your question addressed to our blog.
Your information is stored securely and is not shared with third parties. By submitting the form, you consent to processing your personal data. We respect your privacy and do our best to protect your information.
b) Non-personal information
Cookies
If you leave a comment on our site, you may opt-in to save your name, email address, and website in cookies. These cookies will last for one year and are for your convenience so that you do not have to fill in your details again when you leave another comment.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will set up several cookies to save your login information and screen display choices. Login cookies last two days, and screen options cookies last a year. If you select “Remember Me,” your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie does not include personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
How we use your data
The information we collect is used in the following ways:
- To send you newsletters that you have requested;
- To improve our blog and tailor it to your preferences;
- To understand how our blog is being used;
- To protect our blog from fraud and other risks.
Where do we send your data
Visitor comments may be checked through an automated spam detection service. We do not sell, trade, or transfer your personally identifiable information to outside parties. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners for the abovementioned purposes.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This allows us to automatically recognize and approve any follow-up comments instead of holding them in a moderation queue.
We store the personal information provided by users who register on our website (if any) in their user profiles. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights do you have over your data
You have the right to access and receive a copy of your personal information that we hold here. You can also request correction or deletion of your personal information. Of course, you can withdraw your consent for us to use your information at any time, such as unsubscribing from our newsletter.
What data breach procedures do we have in place
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.
Third-Party Data
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites.
Changes to Our Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.
Our contact information
If you have any questions about this Privacy Policy, don’t hesitate to get in touch with us using our Contact form or mail us by email info@topkredit.lv